Islamic Financing Recovery: Rescheduling & Restructuring Process

Programme Overview

The “Islamic Financing Recovery: Rescheduling & Restructuring” programme is a two-day training course designed for financial institution officers who manage and oversee Islamic finance portfolios. This programme provides a thorough understanding of the concepts and processes involved in the recovery, rescheduling, and restructuring of Islamic financing. Participants will explore key definitions, including recovery, rescheduling, restructuring, Islamic financing, and loan contracts, with a focus on aligning these practices with Syariah principles. The course will also cover the resolutions of the Shariah Advisory Council of Bank Negara Malaysia (SAC BNM) on restructuring, ensuring participants are up to date with regulatory expectations.

The programme includes practical workshops on repayment table calculations, selling price determination, early redemption amounts, and the calculation of ibra’ (rebate). Additionally, participants will engage in case studies focusing on the rescheduling of monthly payments, restructuring conventional loans into Islamic financing facilities, restructuring existing Islamic financing facilities into new ones, and managing repossessions under the Hire Purchase Act 1967.

Who Should Attend

• Banking and Financial Institution Officers.
• Islamic Finance Practitioners.
• Syariah Compliance and Legal Officers.
• Conventional Financial Institution Officers.
• Islamic Scholars and Consultants.
• SMEs and Entrepreneurs.
• Academicians and Researchers.

Programme Objectives

• Conceptual Clarity: Ensure participants have a strong grasp of the definitions and principles related to recovery, rescheduling, restructuring, Islamic financing, and loan contracts.
• Regulatory Compliance: Provide in-depth knowledge of SAC BNM resolutions on restructuring to ensure that participants’ practices are Syariah-compliant.
• Practical Application: Equip participants with the skills to perform accurate financial calculations, including repayment schedules, selling prices, early redemption amounts, and ibra’ (rebates).
• Case Study Analysis: Engage participants in real-world scenarios to develop problem-solving skills in rescheduling and restructuring both conventional and Islamic financing facilities.
• Legal Framework: Address the legal frameworks such as the Hire Purchase Act 1967, and ensure ethical decision-making aligned with Islamic principles.

Programme Dates

Programme Fee

Package	Stakeholder	Non Stakeholder
Normal Price	$1,600.00	$1,700.00

 

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