On course for success

Understanding Annual Reports And Mastering Financial Statements


For business entities undertaking projects or specific contracts, the ability to win either a single large project or several smaller contracts simultaneously, can provide the much needed boost towards business growth, profitability and financial resilience. However, having adequate funds as well as guarantees from banks and other financial institutions is invariably a significant factor in ensuring the successful fulfillment and completion of these projects or contracts. By grasping the potential pitfalls and practical risks inherent in construction project or contract financing, bankers as well as other finance and business professionals will be more adept making sound business credit decisions. Further, by learning how banks generally evaluate project or contract financing applications, participants would be able to effectively negotiate with Borrowers towards a win-win outcome.


Participants will develop tremendous business insight and will be able to:

  • Understand Financial Concepts.
  • Recognize the contents of the Annual Report.
  • Read the core Financial Statements and identify their relationship.
  • Distinguish the difference between Pro?t and Cash.
  • Appreciate Cost and Cost Concepts.
  • Prepare Financial Plan for Business (Non-Technical).
  • Analyze Financial Statements and Understand how the numbers impact the organization.
  • Review and Critically Analyze Corporate Annual Reports.
  • Understand the limitations of Financial Statements.


1. Company Directors / Business Owners / SME Entrepreneurs

2. General Manager / Branch Manager / Divisional Manager

3. Managers / Executives / Engineers / Technical Specialist

4. Professionals such as Doctors, Architects and Lawyers

5. Business Investors / Financial Analysts / Bankers

6. Non-Financial Persons heading the Finance & Admin department

7. Personnel who requires further


S. Yoga Thevan is a Chartered Global Management Accountant and an associate of CIMA (Chartered Institute of Management Accountants, UK). He also obtained an MBA from the renowned Strathclyde University Graduate School of Business. His career began in Panasonic. Since 2004 he is a fulltime Knowledge Facilitator. He is also a regular speaker for PSMB, MIA, SSM, SME Corp, MEF and many corporations. Yoga is also a founding member of the Malaysian Association of Professional Speakers and was President in 2008. Between 2008 and 2014, Yoga has trained over 3000 Directors, Business Owners and Managers on Financial Skills in class sizes of 10-35 persons, along with in-house trainings. In 2012 he was engaged by the Malaysian Government to brief all heads of department and top ranking of?cers in various Ministries on the concept and impact of Accrual Accounting to the Government Accounts – commencing in year 2016.

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